Associations · Tontines · Savings groups

The all-in-one software to manage your association and tontine

Members, contributions, tontines (classic & accelerated), treasury, fines, loans, attendance and PDF reports — online and offline. Bilingual (English / French), usable anywhere in the world.

Offline (installable PWA) Multi-device & secure cloud Bilingual English / French

Everything you need to run a group

One app for member management, savings, tontines and financial discipline.

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Member management

Complete profiles, roles (chairperson, treasurer, secretary…), digital member card with QR code.

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Classic & accelerated tontines

Beneficiary order, random draw, and an accelerated tontine with a dedicated rolling fund to pay several shares per session.

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Contributions & savings

Track contributions, each member's savings and collective accounts, with full transparency.

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Treasury & accounts

Association treasury, collective account, project account and dedicated funds — every flow traced.

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Fines & discipline

Configurable fine schedule (lateness, absence, missed contribution, default) applied automatically.

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Internal loans

Loans to members with interest, due dates and renewal — from the association's accounts.

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Attendance & sessions

Attendance sheets, session planning (date, time, place) and tracking of justified absences.

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Reports & PDF slips

Receipt slips, round reports and balance sheets, printable or exportable in one click.

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Bilingual & offline

Interface in English and French. A PWA that installs on mobile, works without a connection and syncs across devices.

Built for your groups, anywhere in the world

Whether you manage a handful of members or several hundred, the app adapts — in any country.

Associations Tontines Savings groups Mutual-aid funds Cooperatives Clubs & networks NGOs & committees

Why choose EMS Association Manager Pro

Full transparency

Every contribution, fine, loan and treasury movement is recorded and auditable.

Time saving

Automatic calculation of beneficiaries, fines and balances — no more notebooks or errors.

Accessible everywhere

On phone or computer, with or without internet.

Secure data

Cloud backup protected against overwrites, with role-based access.

Bilingual & international

Interface in English and French, for groups anywhere in the world.

Easy to use

A clear interface the whole committee can use.

Frequently asked questions

What is an accelerated tontine?

An accelerated tontine uses a dedicated rolling fund that accumulates surpluses to pay several beneficiaries (“shares”) per session instead of one. The software automatically computes the number of beneficiaries, manages contributions and fines, and generates receipt slips.

Does it work without internet?

Yes. It is a PWA: it installs on a phone or computer and keeps working offline. Data syncs as soon as the connection returns.

Can it be used on several phones?

Yes. Data is securely synced in the cloud (with overwrite protection), for shared access between the chairperson, treasurer, secretary, etc.

Is the app available in French?

Yes, it is bilingual: you can switch between English and French at any time. Voir la version française →

Can it be used anywhere in the world?

Absolutely. It fits any group of people to manage, in any country — associations, tontines, savings groups, mutual-aid funds and cooperatives.

How do I get the app?

Click “Open the app” and request your access, or contact EMS GABON for a demo tailored to your group.

Ready to modernize your group's management?

Explore the app or request a free demo tailored to your association or tontine.

📞 +241 62 50 65 71  ·  ✉️ ems@emsgabon.com